Insurance companies have teams of lawyers and adjusters representing the person who caused your accident and they will do everything possible to reduce the value of your claim. Facing such a team of skilled professionals without having your own legal representation is unwise. It is possible to pursue your claim alone, but you will literally be at the insurance company’s mercy.

The insurance company will make you only a small offer or will simply deny your claim altogether. Unless you are well-trained in the law and understand your legal rights, it will be very difficult to combat the insurance company all on your own and know which avenues you should pursue.

Each attorney at our firm is a well-trained, skilled car accident attorney for Arizona. We know the law here and have negotiated against insurance companies many times successfully.

IMMEDIATELY. Hiring experienced car accident lawyers, like those at Warnock MacKinlay Law, is vital if you are injured in a wreck. Unfortunately, we see so many victims attempt to represent themselves and generally fail miserably for a number of reasons. Studies have shown that a claimant who is represented by legal counsel “nets” (after medical bills and attorney fees) in excess of 300% more money than those who handle their own claim. The only thing more important than hiring a qualified lawyer after a car accident is seeking medical attention, and the lawyers at Warnock MacKinlay Law can help you with a good, competent accident doctor.

Generally, the answer is “No”. Remember, the insurance company does not work for you – they work for the individual who caused your accident. Oftentimes, even before you obtain medical attention and assess the extent of your injuries, you may be contacted by a claims adjuster who will make you a ridiculous, low-ball offer.

Many people accept these types of offers and sign a release, only to find out further complications “down the road”. Tough Luck. In most states, including Arizona, a release is worded in such a way to make it almost impossible to ever seek any further compensation after you sign, even if you find your injuries are much worse than you ever anticipated. You shouldn’t agree without first consulting a good Arizona auto accident attorney.

The amount of money you will ultimately recover depends on a variety of issues, the most important of which is the nature of your injuries caused by the accident and the comprehensive medical treatment you receive for those injuries.  At Warnock MacKinlay Law we seek reimbursement for any or all of the following:

• Medical expenses
• Lost income
• Lost earning capacity
• Pain and suffering
• Loss of enjoyment of life
• Loss of love and support
• Mental and emotional distress
• Disfigurement and scarring
• Permanent impairment and disability
• Property damage.